中国人寿保险公司、中国太平洋保险公司、中国平安保险股份有限公司、新华人寿保险股份有限公司、泰康人寿保险股份有限公司、新疆兵团保险公司、美国友邦保险有限公司广州分公司、中宏人寿保险有限公司、太平洋安泰人寿保险有限公司、安联大众人寿保险有限公司、金盛人寿保险有限公司、美国友邦保险有限公司上海分公司、美国友邦保险有限公司深圳分公司:

  现将继续使用《中国人寿保险业经验生命表(1990-1993)》的有关事项通知如下:

  一、中国第一张寿险业生命表命名为《中国人寿保险业经验生命表(1990-1993)》,英文名称为:《China Life Insurance Mortali-ty Table(1990-1993)》,简称:《CL (1990-1993)》。其中非养老金类业务用表三张,养老金类业务用表三张(见附表),分别为:

  1.非养老金业务用男表,简称《CL1 (1990-1993)》

  2.非养老金业务用女表,简称《CL2 (1990-1993)》

  3.非养老金业务用男女表,简称《CL3 (1990-1993)》

  4.养老金业务用男表,简称《CL4 (1990-1993)》

  5.养老金业务用女表,简称《CL5 (1990-1993)》

  6.养老金业务用男女表,简称《CL6 (1990-1993)》

  二、非养老金业务用表适用于不含养老金给付责任的普通寿险,养老金业务用表适用于养老金保险,包含养老金和普通寿险给付责任的综合保险,养老金保险责任使用养老金业务用表,其他保险责任使用非养老金业务用表。

  三、在我国境内开展人寿保险业务的保险公司应当统一使用《中国人寿保险业经验生命表(1990-1993)》计算人寿保险费率、责任准备金及退保金。

  中国人寿保险业经验生命表(1990-1993)

  ------------------------------------------------------------
  |            中国人寿保险业经验生命表(1990-1993)(男)                    |
  |     China Life Insurance Mortality Table(1990-1993)      |
  |                非养老金业务男表CL1(1990-1993)                    |
  |----------------------------------------------------------|
  |年龄    死亡率        生存人数     死亡人数        生存人年数          平均余命 |
  |----------------------------------------------------------|
  |                                   ----------         o   |
  |(x)    qx          lx        dx       Lx       Tx          ex   |
  |----------------------------------------------------------|
  |0     0.003037   1000000  3037     998482  73641337  73.64|
  |1     0.002157   996963   2150     995888  72642855  72.86|
  |2     0.001611   994813   1603     994011  71646967  72.02|
  |3     0.001250   993210   1242     992589  70652956  71.14|
  |4     0.001000   991968   992      991472  69660367  70.22|
  |5     0.000821   990976   814      990570  68668894  69.29|
  |6     0.000690   990163   683      989821  67678325  68.35|
  |7     0.000593   989480   587      989186  66688504  67.40|
  |8     0.000520   988893   514      988636  65699317  66.44|
  |9     0.000468   988379   463      988147  64710682  65.47|
  |10    0.000437   987916   432      987700  63722534  64.50|
  |11    0.000432   98484    427      987271  62734834  63.53|
  |12    0.000458   987058   452      986832  61747563  62.56|
  |13    0.000516   986606   509      986351  60760731  61.59|
  |14    0.000603   986097   595      985799  59774380  60.62|
  |15    0.000706   985502   696      985154  58788581  59.65|
  |16    0.000812   984806   800      984406  57803427  58.70|
  |17    0.000907   984007   892      983560  56819020  57.74|
  |18    0.000981   983114   964      982632  55835460  56.79|
  |19    0.001028   982150   1010     981645  54852828  55.85|
  |20    0.001049   981140   1029     980625  53871183  54.91|
  |21    0.001048   980111   1027     979597  52890558  53.96|
  |22    0.001030   979084   1008     978579  51910961  53.02|
  |23    0.001003   978075   981      977585  50932381  52.07|
  |24    0.000972   977094   950      976619  49954797  51.13|
  |25    0.000945   976144   922      975683  48978178  50.18|
  |26    0.000925   975222   902      974771  48002494  49.22|
  |27    0.000915   974320   892      973874  47027723  48.27|
  |28    0.000918   973428   894      972982  46053849  47.31|
  |29    0.000933   972535   907      972081  45080868  46.35|
  |30    0.000963   971627   936      971160  44108787  45.40|
  |31    0.001007   970692   977      970203  43137627  44.44|
  |32    0.001064   969714   1032     969198  42167424  43.48|
  |33    0.001136   968682   1100     968132  41198226  42.53|
  |34    0.001222   967582   1182     966991  40230094  41.58|
  |35    0.001321   966400   1277     965761  39263103  40.63|
  |36    0.001436   965123   1386     964430  38297341  39.68|
  |37    0.001565   963737   1508     962983  37332911  38.74|
  |38    0.001710   962229   1645     961406  36369928  37.80|
  |39    0.001872   960583   1798     959684  35408522  36.86|
  |40    0.002051   958785   1966     957802  34448838  35.93|
  |41    0.002250   956819   2153     955742  33491036  35.00|
  |42    0.002470   954666   2358     953487  32535294  34.08|
  |43    0.002713   952308   2584     951016  31581807  33.16|
  |44    0.002981   949724   2831     948309  30630791  32.25|
  |45    0.003276   946893   3102     945342  29682482  31.35|
  |46    0.003601   943791   3399     942092  28737140  30.45|
  |47    0.003958   940393   3722     938532  27795048  29.56|
  |48    0.004352   936670   4076     934632  26856516  28.67|
  |49    0.004784   932594   4462     930363  25921884  27.80|
  |50    0.005260   928133   4882     925692  24991521  26.93|
  |51    0.005783   923251   5339     920581  24065829  26.07|
  |52    0.006358   917911   5836     914993  23145248  25.22|
  |53    0.006991   912075   6376     908887  22230255  24.37|
  |54    0.007686   905699   6961     902218  21321368  23.54|
  |55    0.008449   898738   7593     894941  20419149  22.72|
  |56    0.009288   891144   8277     887006  19524208  21.91|
  |57    0.010210   882867   9014     878360  18637202  21.11|
  |58    0.011222   873853   9806     868950  17758842  20.32|
  |59    0.012333   864047   10656    858719  16889892  19.55|
  |60    0.013553   853391   11566    847608  16031173  18.79|
  |61    0.014892   841825   12536    835556  15183565  18.04|
  |62    0.016361   829288   13568    822504  14348009  17.30|
  |63    0.017972   815720   14660    808390  13525504  16.58|
  |64    0.019740   801060   15813    793154  12717114  15.88|
  |65    0.021677   785247   17022    776736  11923961  15.18|
  |66    0.023800   768225   18284    759084  11147224  14.51|
  |67    0.026125   749942   19592    740146  10388141  13.85|
  |68    0.028671   730349   20940    719879  9647995   13.21|
  |69    0.031457   709410   22316    698252  8928116   12.59|
  |70    0.034504   687094   23707    675240  8229864   11.98|
  |71    0.037835   663386   25099    650837  7554624   11.39|
  |72    0.041474   638287   26472    625051  6903788   10.82|
  |73    0.045446   611815   27805    597912  6278737   10.26|
  |74    0.049779   584010   29071    569474  5680825   9.73 |
  |75    0.054501   554939   30245    539816  5111350   9.21 |
  |76    0.059644   524694   31295    509047  4571534   8.71 |
  |77    0.065238   493399   32188    477305  4062487   8.23 |
  |78    0.071317   461211   32892    444765  3585182   7.77 |
  |79    0.077916   428319   33373    411632  3140418   7.33 |
  |80    0.085069   394946   33598    378147  2728786   6.91 |
  |81    0.092813   361348   33538    344579  2350639   6.51 |
  |82    0.101184   327810   33169    311226  2006060   6.12 |
  |83    0.110218   294641   32475    278404  1694834   5.75 |
  |84    0.119951   262166   31447    246443  1416430   5.40 |
  |85    0.130418   230719   30090    215674  1169987   5.07 |
  |86    0.141651   200629   28419    186420  954313    4.76 |
  |87    0.153681   172210   26465    158977  767893    4.46 |
  |88    0.166534   145745   24271    133609  608916    4.18 |
  |89    0.180233   121473   21893    110526  475307    3.91 |
  |90    0.194795   99580    19398    89881   364781    3.66 |
  |91    0.210233   80182    16857    71754   274900    3.43 |
  |92    0.226550   63325    14346    56152   203146    3.21 |
  |93    0.243742   48979    11938    43010   146994    3.00 |
  |94    0.261797   37041    9697     32192   103985    2.81 |
  |95    0.280694   27344    7675     23506   71793     2.63 |
  |96    0.300399   19668    5908     16714   48287     2.46 |
  |97    0.320871   13760    4415     11552   31573     2.29 |
  |98    0.342055   9345     3196     7747    20020     2.14 |
  |99    0.363889   6148     2237     5030    12274     2.00 |
  |100   0.386299   3911     1511     3156    7244      1.85 |
  |101   0.409200   2400     982      1909    4088      1.70 |
  |102   0.432503   1418     613      1111    2179      1.54 |
  |103   0.456108   805      367      621     1068      1.33 |
  |104   0.479911   438      210      333     446       1.02 |
  |105   1.000000   228      228      114     114       0.50 |
  ------------------------------------------------------------
  ------------------------------------------------------------
  |            中国人寿保险业经验生命表(1990-1993)(女)                    |
  |     China Life Insurance Mortality Table(1990-1993)      |
  |                非养老金业务女表CL2(1990-1993)                    |
  |----------------------------------------------------------|
  |年龄    死亡率        生存人数     死亡人数        生存人年数          平均余命 |
  |----------------------------------------------------------|
  |                                   ----------         o   |
  |(x)    qx          lx        dx       Lx       Tx          ex   |
  |----------------------------------------------------------|
  |0     0.002765   1000000  2765     998618  77762282  77.76|
  |1     0.001859   997235   1854     996308  76763665  76.98|
  |2     0.001314   995381   1308     994727  75767357  76.12|
  |3     0.000966   994073   960      993593  74772630  75.22|
  |4     0.000734   993113   729      992748  73779037  74.29|
  |5     0.000573   992384   569      992100  72786288  73.34|
  |6     0.000458   991815   454      991588  71794189  72.39|
  |7     0.000375   991361   372      991175  70802600  71.42|
  |8     0.000315   990989   312      990833  69811425  70.45|
  |9     0.000274   990677   271      990541  68820592  69.47|
  |10    0.000249   990406   247      990282  67830050  68.49|
  |11    0.000240   990159   238      990040  66839768  67.50|
  |12    0.000248   989921   246      989799  65849728  66.52|
  |13    0.000269   989676   266      989543  64859929  65.54|
  |14    0.000302   989410   299      989260  63870386  64.55|
  |15    0.000341   989111   337      988942  62881126  63.57|
  |16    0.000382   988774   378      988585  61892183  62.59|
  |17    0.000421   988396   416      988188  60903599  61.62|
  |18    0.000454   987980   449      987756  59915411  60.64|
  |19    0.000481   987531   475      987294  58927655  59.67|
  |20    0.000500   987056   494      986810  57940361  58.70|
  |21    0.000511   986563   504      986311  56953552  57.73|
  |22    0.000517   986059   510      985804  55967241  56.76|
  |23    0.000519   985549   511      985293  54981437  55.79|
  |24    0.000519   985037   511      984782  53996144  54.82|
  |25    0.000519   984526   511      984271  53011362  53.84|
  |26    0.000520   984015   512      983759  52027092  52.87|
  |27    0.000525   983503   516      983245  51043333  51.90|
  |28    0.000533   982987   524      982725  50060087  50.93|
  |29    0.000546   982463   536      982195  49077362  49.95|
  |30    0.000566   981927   556      981649  48095167  48.98|
  |31    0.000592   981371   581      981081  47113518  48.01|
  |32    0.000625   980790   613      980484  46132438  47.04|
  |33    0.000666   980177   653      979851  45151954  46.07|
  |34    0.000714   979524   699      979175  44172104  45.10|
  |35    0.000772   978825   756      978447  43192929  44.13|
  |36    0.000838   978069   820      977659  42214482  43.16|
  |37    0.000914   977250   893      976803  41236823  42.20|
  |38    0.001001   976356   977      975868  40260020  41.23|
  |39    0.001098   975379   1071     974844  39284152  40.28|
  |40    0.001208   974308   1177     973720  38309308  39.32|
  |41    0.001331   973131   1295     972483  37335589  38.37|
  |42    0.001468   971836   1427     971123  36363105  37.42|
  |43    0.001620   970409   1572     969623  35391983  36.47|
  |44    0.001790   968837   1734     967970  34422360  35.53|
  |45    0.001979   967103   1914     966146  33454390  34.59|
  |46    0.002188   965189   2112     964133  32488244  33.66|
  |47    0.002420   963077   2331     961912  31524111  32.73|
  |48    0.002677   960747   2572     959461  30562199  31.81|
  |49    0.002962   958175   2838     956756  29602738  30.89|
  |50    0.003277   955337   3131     953771  28645982  29.99|
  |51    0.003627   952206   3454     950479  27692211  29.08|
  |52    0.004014   948752   3808     946848  26741732  28.19|
  |53    0.004442   944944   4197     942845  25794884  27.30|
  |54    0.004916   940746   4625     938434  24852039  26.42|
  |55    0.005440   936122   5093     933576  23913605  25.55|
  |56    0.006020   931029   5605     928227  22980029  24.68|
  |57    0.006661   925424   6164     922342  22051802  23.83|
  |58    0.007370   919260   6775     915873  21129460  22.99|
  |59    0.008154   912485   7440     908765  20213587  22.15|
  |60    0.009022   905045   8165     900962  19304822  21.33|
  |61    0.009980   896880   8951     892404  18403860  20.52|
  |62    0.011039   887929   9802     883028  17511456  19.72|
  |63    0.012209   878127   10721    872766  16628428  18.94|
  |64    0.013502   867406   11712    861550  15755662  18.16|
  |65    0.014929   855694   12775    849307  14894112  17.41|
  |66    0.016505   842919   13912    835963  14044805  16.66|
  |67    0.018244   829007   15124    821445  13208842  15.93|
  |68    0.020162   813883   16410    805678  12387397  15.22|
  |69    0.022278   797473   17766    788590  11581719  14.52|
  |70    0.024610   779707   19189    770113  10793129  13.84|
  |71    0.027180   760518   20671    750183  10023016  13.18|
  |72    0.030009   739848   22202    728747  9272833   12.53|
  |73    0.033123   717645   23771    705760  8544086   11.91|
  |74    0.036549   693875   25360    681195  7838326   11.30|
  |75    0.040313   668514   26950    655040  7157132   10.71|
  |76    0.044447   641565   28516    627307  6502092   10.13|
  |77    0.048984   613049   30030    598034  5874785   9.58 |
  |78    0.053958   583019   31459    567290  5276751   9.05 |
  |79    0.059405   551561   32765    535178  4709461   8.54 |
  |80    0.065364   518795   33911    501840  4174283   8.05 |
  |81    0.071876   484885   34852    467459  3672443   7.57 |
  |82    0.078981   450033   35544    432261  3204984   7.12 |
  |83    0.086722   414489   35945    396517  2772722   6.69 |
  |84    0.095145   378544   36017    360536  2376206   6.28 |
  |85    0.104291   342527   35723    324666  2015670   5.88 |
  |86    0.114207   306805   35039    289285  1691004   5.51 |
  |87    0.124933   271766   33952    254789  1401719   5.16 |
  |88    0.136511   237813   32464    221581  1146930   4.82 |
  |89    0.148980   205349   30593    190053  925349    4.51 |
  |90    0.162374   174756   28376    160568  735296    4.21 |
  |91    0.176721   146380   25868    133446  574728    3.93 |
  |92    0.192046   150512   23144    108940  441282    3.66 |
  |93    0.208364   97368    20288    87224   332342    3.41 |
  |94    0.225680   77088    17395    68382   245118    3.18 |
  |95    0.243992   59685    14563    52403   176736    2.96 |
  |96    0.263285   45122    11880    39182   124333    2.76 |
  |97    0.283531   33242    9425     28529   85151     2.56 |
  |98    0.304690   23817    7257     20189   56621     2.38 |
  |99    0.326708   16560    3897     9201    22578     2.20 |
  |100   0.349518   11150    3897     9201    22578     2.02 |
  |101   0.373037   7253     2706     5900    13376     1.84 |
  |102   0.397173   4547     1806     3644    7476      1.64 |
  |103   0.421820   2741     1156     2163    3832      1.40 |
  |104   0.446863   1585     708      1231    1669      1.05 |
  |105   1.000000   877      877      438     438       0.50 |
  ------------------------------------------------------------
  ------------------------------------------------------------
  |            中国人寿保险业经验生命表(1990-1993)                       |
  |     China Life Insurance Mortality Table(1990-1993)      |
  |                非养老金业务男女表CL3(1990-1993)                   |
  |----------------------------------------------------------|
  |年龄    死亡率        生存人数     死亡人数        生存人年数          平均余命 |
  |----------------------------------------------------------|
  |                                   ----------         o   |
  |(x)    qx          lx        dx       Lx       Tx          ex   |
  |----------------------------------------------------------|
  |0     0.002909   1000000  2909     998546  75673158  75.67|
  |1     0.002016   997091   2010     996086  74674612  74.89|
  |2     0.001470   995081   1463     994349  73678526  74.04|
  |3     0.001114   993618   1107     993065  72684177  73.15|
  |4     0.000872   992511   865      992078  71691112  72.23|
  |5     0.000702   991646   696      991298  70699034  71.29|
  |6     0.000579   990950   574      990663  69707736  70.34|
  |7     0.000489   990376   484      990134  68717074  69.38|
  |8     0.000421   989892   417      989683  67726940  68.42|
  |9     0.000374   989475   370      989290  66737257  67.45|
  |10    0.000346   989105   342      988934  65747967  66.47|
  |11    0.000339   988763   335      988595  64759033  65.50|
  |12    0.000356   988427   352      988251  63770438  64.52|
  |13    0.000396   988075   391      987880  62782187  63.54|
  |14    0.000457   987684   451      987458  61794307  62.56|
  |15    0.000529   987233   522      986972  60806849  61.59|
  |16    0.000602   986711   594      986414  59819877  60.63|
  |17    0.000670   986117   661      985786  58833463  59.66|
  |18    0.000724   985456   713      985099  57847677  58.70|
  |19    0.000762   984742   750      984367  56862578  57.74|
  |20    0.000778   983992   766      983609  55878211  56.79|
  |21    0.000784   983226   771      982841  54894602  55.83|
  |22    0.000780   982456   766      982072  53911761  54.87|
  |23    0.000767   981689   753      981313  52929688  53.92|
  |24    0.000752   980936   738      980568  51948375  52.96|
  |25    0.000738   980199   723      979837  50967808  52.00|
  |26    0.000728   979475   713      979119  49987971  51.04|
  |27    0.000727   978762   712      978406  49008852  50.07|
  |28    0.000730   978051   714      977694  48030446  49.11|
  |29    0.000743   977337   726      976974  47052752  48.14|
  |30    0.000773   976611   755      976233  46075779  47.18|
  |31    0.000809   975856   789      975461  45099545  46.22|
  |32    0.000855   975066   834      974649  44124085  45.25|
  |33    0.000910   974232   887      973789  43149435  44.29|
  |34    0.000976   973346   950      972871  42175646  43.33|
  |35    0.001057   972396   1028     971882  41202775  42.37|
  |36    0.001146   971368   1113     970812  40230893  41.42|
  |37    0.001249   970255   1212     969649  39260082  40.46|
  |38    0.001366   969043   1324     968381  38290433  39.51|
  |39    0.001497   967719   1449     966995  37322051  38.57|
  |40    0.001650   966271   1594     965474  36355056  37.62|
  |41    0.001812   964676   1748     963802  35389583  36.69|
  |42    0.001993   962928   1919     961969  34425781  35.75|
  |43    0.002193   961009   2107     959955  33463812  34.82|
  |44    0.002409   958902   2310     957747  32503856  33.90|
  |45    0.002658   956592   2543     955320  31546110  32.98|
  |46    0.002933   954049   2798     952650  30590789  32.06|
  |47    0.003231   951251   3073     949714  29638139  31.16|
  |48    0.003558   948177   3374     946491  28688425  30.26|
  |49    0.003925   944804   3708     942950  27741935  29.36|
  |50    0.004322   941095   4067     939062  26798985  28.48|
  |51    0.004770   937028   4470     934793  25859923  27.60|
  |52    0.005263   932558   4908     930104  24925130  26.73|
  |53    0.005790   927650   5371     924965  23995026  25.87|
  |54    0.006367   922279   5872     919343  23070061  25.01|
  |55    0.007005   916407   6419     913197  22150718  24.17|
  |56    0.007735   909988   7039     906468  21237520  23.34|
  |57    0.008524   902949   7697     899101  20331052  22.52|
  |58    0.009386   895252   8403     891051  19431952  21.71|
  |59    0.010349   886849   9178     882260  18540901  20.91|
  |60    0.011378   877671   9986     872678  17658640  20.12|
  |61    0.012508   867685   10853    862259  16785962  19.35|
  |62    0.013779   856832   11806    850929  15923704  18.58|
  |63    0.015167   845026   12817    838618  15072775  17.84|
  |64    0.016672   832209   13875    825272  14234157  17.10|
  |65    0.018275   818335   14955    810857  13408885  16.39|
  |66    0.020107   803380   16154    795303  12598028  15.68|
  |67    0.022111   787226   17406    778523  11802725  14.99|
  |68    0.024315   769820   18718    760461  11024202  14.32|
  |69    0.026701   751102   20055    741074  10263741  13.66|
  |70    0.029296   731046   21417    720338  9522667   13.03|
  |71    0.032152   709630   22816    698222  8802329   12.40|
  |72    0.035305   686814   24248    674690  8104107   11.80|
  |73    0.038746   662566   25672    649730  7429417   11.21|
  |74    0.042465   636894   27046    623371  6779688   10.64|
  |75    0.046582   609848   28408    595644  6156316   10.09|
  |76    0.051078   581440   29699    566591  5560672   9.56 |
  |77    0.055926   551742   30857    536313  4994081   9.05 |
  |78    0.061236   520885   31897    504936  4457768   8.56 |
  |79    0.066958   488988   32742    472617  3952832   8.08 |
  |80    0.073092   456246   33348    439572  3480215   7.63 |
  |81    0.079823   422898   33757    406020  3040642   7.19 |
  |82    0.087192   389141   33930    372176  2634622   6.77 |
  |83    0.095102   355211   33781    338321  2262446   6.37 |
  |84    0.103653   321430   33317    304771  1924126   5.99 |
  |85    0.112976   288113   32550    271838  1619354   5.62 |
  |86    0.123047   255563   31446    239840  1347516   5.27 |
  |87    0.133927   224117   30015    209109  1107676   4.94 |
  |88    0.145631   194101   28267    179968  898567    4.63 |
  |89    0.158079   165834   26215    152727  718599    4.33 |
  |90    0.171599   139619   23959    127640  565873    4.05 |
  |91    0.185702   115661   21478    104922  438233    3.79 |
  |92    0.200967   94182    18928    84719   333311    3.54 |
  |93    0.217252   75255    16349    67080   248592    3.30 |
  |94    0.234450   58906    13810    52000   181512    3.08 |
  |95    0.253233   45095    11420    39385   129512    2.87 |
  |96    0.272344   33676    9171     29090   90127     2.68 |
  |97    0.292664   24504    7172     20918   61037     2.49 |
  |98    0.314651   17333    5454     14606   40118     2.31 |
  |99    0.336441   11879    3997     9881    25512     2.15 |
  |100   0.358080   7882     2823     6471    15632     1.98 |
  |101   0.381455   5060     1930     4095    9161      1.81 |
  |102   0.405397   3130     1269     2495    5066      1.62 |
  |103   0.429801   1861     800      1461    2570      1.38 |
  |104   0.454556   1061     482      820     1109      1.05 |
  |105   1.000000   579      579      289     289       0.50 |
  ------------------------------------------------------------
  ------------------------------------------------------------
  |            中国人寿保险业经验生命表(1990-1993)(男)                     |
  |     China Life Insurance Mortality Table(1990-1993)      |
  |                非养老金业务男表CL4(1990-1993)                    |
  |----------------------------------------------------------|
  |年龄    死亡率        生存人数     死亡人数        生存人年数          平均余命 |
  |----------------------------------------------------------|
  |                                   ----------         o   |
  |(x)    qx          lx        dx       Lx       Tx          ex   |
  |----------------------------------------------------------|
  |0     0.002733   1000000  2733     998633  74911910  74.91|
  |1     0.001941   997267   1936     996299  73913277  74.12|
  |2     0.001450   995331   1443     994609  72916978  73.26|
  |3     0.001125   993888   1118     993329  71922369  72.36|
  |4     0.000900   992769   893      992323  70929041  71.45|
  |5     0.000739   991876   733      991510  69936718  70.51|
  |6     0.000621   991143   615      990835  68945209  69.56|
  |7     0.000534   990528   529      990263  67954373  68.60|
  |8     0.000468   989999   463      989767  66964110  67.64|
  |9     0.000421   989536   417      989327  65974343  66.67|
  |10    0.000393   989119   389      988924  64985016  65.70|
  |11    0.000389   988730   384      988538  63996091  64.73|
  |12    0.000412   988345   407      988142  63007554  63.75|
  |13    0.000464   987938   459      987709  62019412  62.78|
  |14    0.000543   987479   536      987211  61031703  61.81|
  |15    0.000635   986943   627      986630  60044492  60.84|
  |16    0.000731   986316   721      985956  59057862  59.88|
  |17    0.000816   985595   805      985193  58071907  58.92|
  |18    0.000883   984791   869      984356  57086714  57.97|
  |19    0.000925   983921   910      983466  56102358  57.02|
  |20    0.000944   983011   928      982547  55118891  56.07|
  |21    0.000943   982083   926      981620  54136344  55.12|
  |22    0.000927   981157   910      980702  53154725  54.18|
  |23    0.000903   980247   885      979805  52174023  53.23|
  |24    0.000875   979362   857      978934  51194218  52.27|
  |25    0.000851   978506   832      978089  50215284  51.32|
  |26    0.000833   977673   814      977266  49237195  50.36|
  |27    0.000824   976859   804      976457  48259928  49.40|
  |28    0.000826   976055   806      975652  47283471  48.44|
  |29    0.000840   975249   819      974839  46307819  47.48|
  |30    0.000867   974430   845      974007  45332980  46.52|
  |31    0.000906   973585   882      973144  44358973  45.56|
  |32    0.000958   972703   931      972237  43385829  44.60|
  |33    0.001022   971771   994      971274  42413592  43.65|
  |34    0.001100   970778   1068     970244  41442318  42.69|
  |35    0.001189   969710   1153     969134  40472074  41.74|
  |36    0.001292   968557   1252     967931  39502940  40.79|
  |37    0.001409   967305   1362     966624  38535009  39.84|
  |38    0.001539   965943   1487     965200  37568385  38.89|
  |39    0.001685   964456   1625     963644  36603185  37.95|
  |40    0.001846   962831   1777     961943  35639541  37.02|
  |41    0.002025   961054   1946     960081  34677598  36.08|
  |42    0.002223   959108   2132     958042  33717517  35.16|
  |43    0.002442   956976   2337     955808  32759475  34.23|
  |44    0.002683   954639   2561     953359  31803668  33.31|
  |45    0.002948   952078   2807     950675  30850309  32.40|
  |46    0.003241   949271   3076     947733  29899634  31.50|
  |47    0.003562   946194   3371     944509  28951902  30.60|
  |48    0.003917   942824   3693     940978  28007392  29.71|
  |49    0.004306   939131   4044     937109  27066415  28.82|
  |50    0.004734   935088   4427     932874  26129306  27.94|
  |51    0.005205   930661   4844     928239  25196431  27.07|
  |52    0.005722   925817   5298     923168  24268192  26.21|
  |53    0.006292   920519   5792     917623  23345024  25.36|
  |54    0.006917   914728   6328     911564  22427401  24.52|
  |55    0.007604   908400   6908     904946  21515837  23.69|
  |56    0.008359   901492   7536     897725  20610891  22.86|
  |57    0.009189   893957   8215     889849  19713166  22.05|
  |58    0.010100   885742   7946     881269  18823317  21.25|
  |59    0.011100   876796   9732     871930  17942048  20.46|
  |60    0.012198   867064   10576    861776  17070118  19.69|
  |61    0.013403   856488   11479    850748  16208342  18.92|
  |62    0.014725   845009   12443    838787  15357593  18.17|
  |63    0.016175   832566   13467    825833  14518806  17.44|
  |64    0.017766   819099   14552    811823  13692973  16.72|
  |65    0.019509   804547   15696    796699  12881150  16.01|
  |66    0.021420   788851   16897    780402  12084451  15.32|
  |67    0.023513   771954   18151    762879  11304049  14.64|
  |68    0.025804   753803   19451    744078  10541170  13.98|
  |69    0.028311   734352   20790    723957  9797092   13.34|
  |70    0.031054   713562   22159    702482  9073135   12.72|
  |71    0.034052   691403   23543    679631  8370653   12.11|
  |72    0.037327   667860   24929    655395  7691021   11.52|
  |73    0.040901   642931   26297    629782  7035626   10.94|
  |74    0.044801   616634   27626    602821  6405843   10.39|
  |75    0.049051   589008   28891    574563  5803022   9.85 |
  |76    0.053680   560117   30067    545083  5228460   9.33 |
  |77    0.058714   530050   31121    514489  4683376   8.84 |
  |78    0.064185   498929   32024    482917  4168887   8.36 |
  |79    0.070124   466905   32741    450534  3685971   7.89 |
  |80    0.076562   434163   33240    417543  3235437   7.45 |
  |81    0.083532   400923   33490    384178  2817894   7.03 |
  |82    0.091066   367433   33461    350703  2433716   6.62 |
  |83    0.099196   333973   33129    317408  2083013   6.24 |
  |84    0.107956   300844   32478    284605  1765605   5.87 |
  |85    0.117376   268366   31500    252616  1481000   5.52 |
  |86    0.127486   236866   30197    221768  1228384   5.19 |
  |87    0.138313   206669   28585    192377  1006617   4.87 |
  |88    0.149881   178084   26691    164738  814240    4.57 |
  |89    0.162210   151393   24557    139114  649502    4.29 |
  |90    0.175316   126835   22236    115717  510388    4.02 |
  |91    0.189210   104599   19791    94704   394671    3.77 |
  |92    0.203895   84808    17292    76162   299967    3.54 |
  |93    0.219368   67516    14811    60111   223805    3.31 |
  |94    0.235617   52705    12418    46496   163694    3.11 |
  |95    0.252625   40287    10177    35198   117198    2.91 |
  |96    0.270359   30109    8140     26039   82000     2.72 |
  |97    0.288784   21969    6344     18797   55961     2.55 |
  |98    0.307850   15625    4810     13220   37164     2.38 |
  |99    0.327500   10815    3542     9044    23944     2.21 |
  |100   0.347669   7273     2529     6009    14900     2.05 |
  |101   0.368280   4744     1747     3871    8892      1.87 |
  |102   0.389253   2997     1167     2414    5021      1.68 |
  |103   0.410497   1830     751      1455    2607      1.42 |
  |104   0.431920   1079     466      846     1153      1.07 |
  |105   1.000000   613      613      306     306       0.50 |
  ------------------------------------------------------------
  ------------------------------------------------------------
  |            中国人寿保险业经验生命表(1990-1993)(女)                     |
  |     China Life Insurance Mortality Table(1990-1993)      |
  |                非养老金业务女表CL5(1990-1993)                    |
  |----------------------------------------------------------|
  |年龄    死亡率        生存人数     死亡人数        生存人年数          平均余命 |
  |----------------------------------------------------------|
  |                                   ----------         o   |
  |(x)    qx          lx        dx       Lx       Tx          ex   |
  |----------------------------------------------------------|
  |0     0.002489   1000000  2489     998756  78937766  78.94|
  |1     0.001673   997512   1669     996677  77939,010 78.13|
  |2     0.001183   995843   1178     995254  76942,333 77.26|
  |3     0.000869   994665   865      994232  75947,079 76.35|
  |4     0.000661   993800   657      993472  74952847  75.42|
  |5     0.000516   993144   512      992888  73959375  74.47|
  |6     0.000412   992631   409      992427  72966487  73.51|
  |7     0.000338   992222   335      992055  71974060  72.54|
  |8     0.000284   991887   281      991747  70982005  71.56|
  |9     0.000247   991606   245      991484  69990259  70.58|
  |10    0.000224   991362   222      991251  68998775  69.60|
  |11    0.000216   991140   214      991032  68007524  68.62|
  |12    0.000223   990925   221      990815  67016492  67.63|
  |13    0.000242   990704   240      990584  66025677  66.65|
  |14    0.000272   990464   269      990330  65035092  65.66|
  |15    0.000307   990195   304      990043  64044763  64.68|
  |16    0.000344   989891   340      989721  63054719  63.70|
  |17    0.000379   989551   375      989364  62064998  62.72|
  |18    0.000409   989176   404      988974  61075635  61.74|
  |19    0.000433   988772   428      988558  60086661  60.77|
  |20    0.000450   988344   445      988121  59098103  59.80|
  |21    0.000460   987899   454      987672  58109981  58.82|
  |22    0.000465   987445   459      987215  57122310  57.85|
  |23    0.000467   986985   461      986755  56135094  56.88|
  |24    0.000467   986524   461      986294  55148340  55.90|
  |25    0.000467   986063   461      985833  54162046  54.93|
  |26    0.000468   985603   461      985372  53176213  53.95|
  |27    0.000473   985142   465      984909  52190840  52.98|
  |28    0.000480   984676   472      984440  51205932  52.00|
  |29    0.000491   984204   484      983962  50221492  51.03|
  |30    0.000509   983720   501      983470  49237530  50.05|
  |31    0.000533   983219   524      982957  48254060  49.08|
  |32    0.000563   982695   553      982419  47271103  48.10|
  |33    0.000599   982142   589      981848  46288684  47.13|
  |34    0.000643   981554   631      981238  45306836  46.16|
  |35    0.000695   980923   682      980582  44325598  45.19|
  |36    0.000754   980241   739      979872  43345016  44.22|
  |37    0.000823   979502   806      979099  42365144  43.25|
  |38    0.000901   978696   882      978256  41386045  42.29|
  |39    0.000988   977815   966      977332  40407789  41.32|
  |40    0.001087   976848   1062     976317  39430458  40.36|
  |41    0.001198   975786   1169     975202  38454140  39.41|
  |42    0.001321   974617   1288     973974  37478938  38.46|
  |43    0.001458   973330   1419     972620  36504965  37.51|
  |44    0.001611   971911   1566     971128  35532344  36.56|
  |45    0.001781   970345   1728     969481  34561217  35.62|
  |46    0.001969   968617   1907     967663  33591736  34.68|
  |47    0.002178   966709   2105     965657  32624073  33.75|
  |48    0.002409   964604   2324     963442  31658416  32.82|
  |49    0.002666   962280   2565     960997  30694975  31.90|
  |50    0.002949   959715   2830     958299  29733977  30.98|
  |51    0.003264   956884   3124     955322  28775678  30.07|
  |52    0.003613   953760   3446     952038  27820356  29.17|
  |53    0.003998   950315   3799     948415  26868318  28.27|
  |54    0.004424   946516   4188     944422  25919903  27.38|
  |55    0.004896   942328   4614     940021  24975481  26.50|
  |56    0.005418   937714   5081     935174  24035460  25.63|
  |57    0.005995   932634   5591     929838  23100286  24.77|
  |58    0.006633   927043   6149     923968  22170448  23.92|
  |59    0.007339   920894   6758     917515  21246479  23.07|
  |60    0.008120   914136   7423     910424  20328965  22.24|
  |61    0.008982   906713   8144     902641  19418540  21.42|
  |62    0.009935   898569   8927     894105  18515899  20.61|
  |63    0.010988   889642   9775     884754  17621794  19.81|
  |64    0.012152   879866   10692    874520  16737040  19.02|
  |65    0.013436   869174   11678    863335  15862520  18.25|
  |66    0.014855   857496   12738    851127  14999185  17.49|
  |67    0.016420   844758   13871    837823  14148058  16.75|
  |68    0.018146   830888   15077    823349  13310236  16.02|
  |69    0.020050   815810   16357    807632  12486887  15.31|
  |70    0.022149   799453   17707    790600  11679255  14.61|
  |71    0.024462   781746   19123    772185  10888655  13.93|
  |72    0.027008   762623   20597    752325  10116470  13.27|
  |73    0.029811   742026   22120    730966  9364146   12.62|
  |74    0.032984   719906   23681    708065  8633180   11.99|
  |75    0.036282   696225   25260    683595  7925114   11.38|
  |76    0.040002   670965   26840    657545  7241519   10.79|
  |77    0.044086   644125   28397    629926  6583975   10.22|
  |78    0.048562   615728   29901    600778  5954048   9.67 |
  |79    0.053465   585827   31321    570167  5353271   9.14 |
  |80    0.058828   554506   32620    538196  4783104   8.63 |
  |81    0.064688   521886   33760    505006  4244908   8.13 |
  |82    0.071083   488126   34697    470777  3739902   7.66 |
  |83    0.078050   453428   35390    435733  3269125   7.21 |
  |84    0.085631   418038   35797    400140  2833392   6.78 |
  |85    0.093862   382242   35878    364303  2433252   6.37 |
  |86    0.102786   346364   35601    328563  2068949   5.97 |
  |87    0.112440   310762   34942    293291  1740386   5.60 |
  |88    0.122860   275820   33887    258877  1447095   5.25 |
  |89    0.134082   241933   32439    225714  1188218   4.91 |
  |90    0.146137   209494   30615    194187  962505    4.59 |
  |91    0.159049   178879   28451    164654  768318    4.30 |
  |92    0.172841   150429   26000    137429  603664    4.01 |
  |93    0.187528   124428   23334    112762  466235    3.75 |
  |94    0.203112   101095   20534    90828   353474    3.50 |
  |95    0.219593   80561    17691    71716   262646    3.26 |
  |96    0.236957   62871    14898    55422   190930    3.04 |
  |97    0.255178   47973    12242    41852   135508    2.82 |
  |98    0.274221   35731    9798     30832   93656     2.62 |
  |99    0.294037   25933    7625     22120   62824     2.42 |
  |100   0.314566   18308    5759     15428   40704     2.22 |
  |101   0.335733   12549    4213     10442   25275     2.01 |
  |102   0.357456   8336     2980     6846    14833     1.78 |
  |103   0.379638   5356     2033     4339    7987      1.49 |
  |104   0.402177   3323     1336     2655    3648      1.10 |
  |105   1.000000   1986     1986     993     993       0.50 |
  ------------------------------------------------------------
  ------------------------------------------------------------
  |            中国人寿保险业经验生命表(1990-1993)                       |
  |     China Life Insurance Mortality Table(1990-1993)      |
  |                非养老金业务男女表CL6(1990-1993)                   |
  |----------------------------------------------------------|
  |年龄    死亡率        生存人数     死亡人数        生存人年数          平均余命 |
  |----------------------------------------------------------|
  |                                   ----------         o   |
  |(x)    qx          lx        dx       Lx       Tx          ex   |
  |----------------------------------------------------------|
  |0     0.002618   1000000  2618     998691  76917626  76.92|
  |1     0.001814   997382   1810     996477  75918935  76.12|
  |2     0.001323   995572   1317     994914  74922458  75.26|
  |3     0.001003   994255   997      993757  73927544  74.35|
  |4     0.000785   993258   780      992869  72933787  73.43|
  |5     0.000632   992479   627      992165  71940919  72.49|
  |6     0.000521   991852   517      991593  70948753  71.53|
  |7     0.000440   991335   436      991117  69957160  70.57|
  |8     0.000379   990899   375      990711  68966043  69.60|
  |9     0.000337   990523   333      990356  67975333  68.63|
  |10    0.000311   990190   308      990036  66984976  67.65|
  |11    0.000305   989881   302      989730  65994941  66.67|
  |12    0.000320   989579   317      989421  65005210  65.69|
  |13    0.000356   989262   353      989086  64015790  64.71|
  |14    0.000411   988910   407      988706  63026704  63.73|
  |15    0.000476   988503   471      988268  62037997  62.76|
  |16    0.000542   988032   535      987765  61049729  61.79|
  |17    0.000603   987497   595      987199  60061965  60.82|
  |18    0.000652   986902   643      986580  59074765  59.86|
  |19    0.000686   986259   676      985920  58088185  58.90|
  |20    0.000700   985582   690      985237  57102265  57.94|
  |21    0.000706   984892   695      984545  56117028  56.98|
  |22    0.000702   984197   691      983852  55132483  56.02|
  |23    0.000690   983506   679      983167  54148632  55.06|
  |24    0.000677   982827   665      982495  53165465  54.09|
  |25    0.000664   982162   652      981836  52182970  53.13|
  |26    0.000655   981510   643      981188  51201135  52.17|
  |27    0.000654   980867   642      980546  50219946  51.20|
  |28    0.000657   980225   644      979903  49239401  50.23|
  |29    0.000669   979581   655      979253  48259498  49.27|
  |30    0.000696   978926   681      978585  47280244  48.30|
  |31    0.000728   978245   712      977889  46301659  47.33|
  |32    0.000770   977533   752      977156  45323770  46.37|
  |33    0.000819   976780   800      976380  44346614  45.40|
  |34    0.000878   975980   857      975552  43370234  44.44|
  |35    0.000951   975123   928      974659  42394682  43.48|
  |36    0.001031   974195   1005     973693  41420023  42.52|
  |37    0.001124   973191   1094     972644  40446330  41.56|
  |38    0.001229   972097   1195     971499  39473686  40.61|
  |39    0.001347   970902   1308     970247  38502187  39.66|
  |40    0.001485   969593   1440     968874  37531940  38.71|
  |41    0.001631   968154   1579     967364  36563066  37.77|
  |42    0.001794   966575   1734     965708  35595702  36.83|
  |43    0.001974   964841   1904     963889  34629994  35.89|
  |44    0.002168   962937   2088     961893  33666105  34.96|
  |45    0.002392   960849   2299     959700  32704212  34.04|
  |46    0.002640   958550   2530     957285  31744513  33.12|
  |47    0.002908   956020   2780     954630  30787227  32.20|
  |48    0.003202   953240   3052     951714  29832597  31.30|
  |49    0.003533   950188   3357     948509  28880883  30.39|
  |50    0.003890   946831   3683     944990  27932374  29.50|
  |51    0.004293   943148   4049     941124  26987384  28.61|
  |52    0.004737   939099   4448     936875  26046261  27.74|
  |53    0.005211   934651   4870     932216  25109386  26.86|
  |54    0.005730   929780   5328     927117  24177170  26.00|
  |55    0.006305   924453   5828     921538  23250053  25.15|
  |56    0.006962   918624   6395     915427  22328515  24.31|
  |57    0.007672   912229   6998     908730  21413088  23.47|
  |58    0.008447   905231   7647     901408  20504358  22.65|
  |59    0.009314   897584   8360     893404  19602950  21.84|
  |60    0.010240   889224   9106     884671  18709546  21.04|
  |61    0.011257   880118   9908     875164  17824875  20.25|
  |62    0.012401   870211   10792    864815  16949711  19.48|
  |63    0.013650   859419   11731    853553  16084896  18.72|
  |64    0.015005   847688   12719    841328  15231343  17.97|
  |65    0.016448   834968   13733    828102  14390015  17.23|
  |66    0.018096   821235   14861    813804  13561913  16.51|
  |67    0.019900   806374   16047    798350  12748108  15.81|
  |68    0.021884   790327   17295    781679  11949758  15.12|
  |69    0.024031   773032   18577    763744  11168078  14.45|
  |70    0.026366   754455   19892    744509  10404335  13.79|
  |71    0.028937   734563   21256    723935  9659826   13.15|
  |72    0.031775   713307   22665    701975  8935891   12.53|
  |73    0.034871   690642   24084    678600  8233916   11.92|
  |74    0.038219   666558   25475    653821  7555316   11.33|
  |75    0.041924   641084   26877    627645  6901495   10.77|
  |76    0.045970   614207   28235    600089  6273849   10.21|
  |77    0.050333   585972   29494    571225  5673760   9.68 |
  |78    0.055112   556478   30669    541143  5102535   9.17 |
  |79    0.060262   525809   31686    509966  4561392   8.67 |
  |80    0.065783   494123   32505    477870  4051426   8.20 |
  |81    0.071841   461618   33163    445036  3573556   7.74 |
  |82    0.078473   428455   33622    411644  3128520   7.30 |
  |83    0.085592   394833   33794    377936  2716876   6.88 |
  |84    0.093288   361038   33680    344198  2338940   6.48 |
  |85    0.101678   327358   33285    310715  1994742   6.09 |
  |86    0.110742   294073   32566    277790  1684027   5.73 |
  |87    0.120534   261506   31520    245746  1406237   5.38 |
  |88    0.131068   229986   30144    214914  1160491   5.05 |
  |89    0.142271   199842   28432    185626  945577    4.73 |
  |90    0.154439   171410   26472    158174  759951    4.43 |
  |91    0.167132   144938   24224    132826  601777    4.15 |
  |92    0.180870   120714   21834    109797  468951    3.88 |
  |93    0.195527   98881    19334    89214   359153    3.63 |
  |94    0.211005   79547    16785    71154   269940    3.39 |
  |95    0.227910   62762    14304    55610   198785    3.17 |
  |96    0.245110   48458    11878    42519   143175    2.95 |
  |97    0.263398   36580    9635     31763   10656     2.75 |
  |98    0.283186   26945    7631     23130   68893     2.56 |
  |99    0.302797   19315    5848     16391   45763     2.37 |
  |100   0.322272   13466    4340     11296   29373     2.18 |
  |101   0.343310   9126     3133     7560    18076     1.98 |
  |102   0.364857   5993     2187     4900    10517     1.75 |
  |103   0.386821   3807     1472     3070    5617      1.48 |
  |104   0.409100   2334     955      1857    2546      1.09 |
  |105   1.000000   1379     1379     690     690       0.50 |
  ------------------------------------------------------------